You must be 50 or older to join AARP

AARP membership begins at age 50. There is no upper age limit — you can join at 50, 60, 80, or any age after that. You do not have to be retired to join; the only requirement is that you are at least 50 years old.

The membership fee is currently $16 per year for a standard membership. Some people join through their employer, union, or a group plan, which may offer a different rate. AARP also runs occasional promotions where the first year costs less, though the standard rate applies after that.

You can join online at AARP.org, by phone, or by mail. The online route is fastest — you provide your name, date of birth, address, and payment information, and your membership is active within minutes.

Key Takeaways

  • AARP membership is open to anyone 50 or older, whether retired or still working.
  • Annual membership costs $16, though group plans through employers or unions may differ.
  • You can join online at AARP.org, by calling 1-888-687-2277, or by mailing a form to AARP headquarters.
  • Once you join, you receive a membership card, access to discounts, and AARP Magazine in your mailbox.
  • Membership renews automatically each year unless you cancel, so check your billing method before joining.

What you get with an AARP membership

AARP membership includes access to discounts at retailers, restaurants, hotels, and car rental companies. The specific discounts vary by location and change over time, so the best way to see what applies to you is to search the AARP Discounts page by your zip code after you join.

You also receive AARP Magazine six times a year, which covers health, money, travel, and lifestyle topics for people 50 and older. The magazine arrives in your mailbox and is included with membership at no extra cost.

Members can access AARP's online resources, including articles about Social Security, Medicare, caregiving, and retirement planning. AARP also hosts local events and workshops in many communities, and members can attend free or at a reduced cost.

How to join online

Go to AARP.org and look for the "Join" button, usually near the top of the page. Click it and you will be taken to a form asking for your name, date of birth, address, email, and phone number. You will also choose a username and password for your AARP account.

Next, you will select your membership type — standard individual membership or a joint membership if you want to add a spouse or partner. Then you will enter payment information. AARP accepts credit cards and debit cards. Your membership becomes active as soon as your payment goes through.

You will receive a confirmation email with your membership number. Your physical membership card arrives by mail within one to two weeks. You can use your membership number right away to access online discounts and resources while you wait for the card.

Joining by phone or mail

To join by phone, call AARP's membership line at 1-888-687-2277. A representative will walk you through the same questions asked on the online form and process your payment over the phone. This route takes about 10 to 15 minutes.

To join by mail, read the membership form from AARP.org or request one by calling the number above. Fill out the form with your personal information, enclose a check or money order for $16, and mail it to the address on the form. Processing takes two to three weeks from the date AARP receives it.

Joint memberships and household accounts

If you are married or in a domestic partnership, you can add a spouse or partner to your membership for an additional fee. The cost varies — AARP periodically runs promotions — but is typically less than the cost of two separate memberships. Both people on the account must be 50 or older.

A joint membership gives each person their own login to AARP.org, their own membership card, and their own copy of AARP Magazine. You can manage the account together or designate one person as the primary account holder.

Automatic renewal and cancellation

AARP memberships renew automatically each year on the anniversary of your join date. Your payment method on file will be charged the annual membership fee unless you cancel beforehand.

To cancel, log into your AARP account online and go to the membership settings section, or call 1-888-687-2277 and ask to cancel. You can cancel at any time, and you will not be charged for the following year. If you cancel mid-year, your membership remains active through the end of your membership year — you straightforward will not be renewed.

Frequently Asked Questions

Can I join AARP before I turn 50?

No. AARP requires members to be 50 or older. If you are close to 50, you can join as soon as your 50th birthday arrives. Some people set a reminder to join on that date so they do not forget.

Do I have to be retired to join AARP?

No. AARP membership is open to anyone 50 or older, whether you are still working full-time, part-time, or retired. Your employment status does not affect your membership.

What if I do not want to renew after the first year?

You can cancel your membership at any time by logging into your account online or calling 1-888-687-2277. If you cancel before your renewal date, you will not be charged again. Your membership remains active through the end of your current membership year.

Can I get a refund if I change my mind after joining?

AARP offers a 30-day money-back may provide. If you join and decide membership is not for you within 30 days, contact AARP and request a refund. You will need to provide your membership number and the reason for the refund request.

Is there a difference between AARP membership and AARP insurance products?

Yes. AARP membership ($16 per year) gives you access to discounts, the magazine, and online resources. AARP also offers insurance products like health, auto, and home insurance through partner companies, but these are separate purchases with their own costs and are not included in membership.