AARP membership costs $16 for your first year, then $24 per year after that

The standard membership price is $16 for the first 12 months. After your first year renews, the cost goes to $24 annually. You can pay by credit card, debit card, or bank account when you join online or by phone at 1-888-687-2277.

Some people pay nothing to join. AARP runs periodic promotions where your first year is free or heavily discounted, especially for people already receiving Social Security or a pension. These offers change throughout the year, so it's worth checking the AARP website or calling 1-888-687-2277 to ask what's current when you're ready to join. AARP also offers a three-year membership option at a discounted rate if you want to lock in a longer commitment upfront.

Key Takeaways

  • Standard membership is $16 for your first year, then $24 each year after renewal.
  • AARP runs periodic promotions offering free or reduced-cost first-year membership, especially for people already receiving Social Security.
  • You can pay by credit card, debit card, or bank account online or by phone at 1-888-687-2277.
  • The membership covers one person; a spouse or partner needs their own separate membership at the same price.
  • You can cancel within 30 days of joining and receive a full refund if you change your mind.

What your membership includes

Your $16 or $24 annual fee gives you access to AARP's magazine (delivered to your home), discounts at retailers and restaurants, travel deals, and access to AARP's website where you can read articles on health, caregiving, money, and work. You also get access to AARP's tax preparation service (AARP Tax-Aide), which offers free tax help at local sites or by phone.

Membership also includes access to AARP's online community forums, where you can connect with other members about hobbies, health topics, or local events. You receive discounts on car rentals, hotel stays, and some insurance products. The specific retailers and restaurants that offer discounts vary by location, so you can search your zip code on the AARP website to see what's available near you.

How to join online or by phone

To join online, go to aarp.org and click the "Join" button at the top of the page. You'll enter your name, date of birth, address, and email. You'll need to create a password for your AARP account, then choose your payment method and confirm your membership.

To join by phone, call 1-888-687-2277. A representative will walk you through the same information and process your payment over the phone. The phone line is open Monday through Friday, 8 a.m. to 8 p.m. Eastern time, and Saturday 9 a.m. to 5:30 p.m. Eastern time. The entire process takes about 10 to 15 minutes.

Renewing your membership

AARP sends renewal notices by mail about 60 days before your membership expires. You can renew online at aarp.org, by phone at 1-888-687-2277, or by mailing back the renewal form that comes with your notice. If you renew online, the process takes about five minutes.

If you miss your renewal date, your membership will lapse, but you can rejoin at any time at the standard rate. You won't lose any benefits or access — you straightforward won't receive your magazine or member discounts until you renew. AARP will continue to send you renewal reminders even after your membership expires.

Membership for spouses and partners

Each person needs their own separate membership. If you and your spouse both want to join, you'll each pay $16 for the first year, then $24 annually. There is no household or family plan that covers two people at a single price.

However, if you both join at the same time, you can use the same payment method and manage both memberships under one online account. This makes it easier to keep track of renewal dates and access both members' benefits in one place.

Getting a refund if you change your mind

AARP offers a 30-day money-back may provide. If you join and decide membership isn't for you, you can contact AARP within 30 days of your join date and request a full refund. You don't need a reason — the refund is automatic.

Call 1-888-687-2277 or go to aarp.org/contact to request your refund. If you've already received your first magazine and want to return it, you can, but it's not required. Just let AARP know you want to cancel and receive your refund, and the process typically takes one to two weeks.

Frequently Asked Questions

Do I have to be a certain age to join AARP?

You must be 50 or older to become an AARP member. AARP does not offer membership to people under 50. If you're not yet 50, you can create a free account on aarp.org to read articles and access some resources, but you won't have full membership benefits.

Can I get a discount on membership if I'm a veteran or retired teacher?

AARP occasionally runs targeted promotions for specific groups, including veterans and educators. These offers vary and are not always available. Contact AARP at 1-888-687-2277 to ask whether a discount is currently available for your profession or service background.

What happens if I don't use my membership — can I cancel anytime?

Yes. You can cancel your membership at any time by calling 1-888-687-2277 or visiting aarp.org/contact. If you cancel within 30 days of joining, you'll receive a full refund. If you cancel after 30 days, your membership remains active through the end of your paid year, but you won't be charged again at renewal.

Is there a difference between AARP membership and AARP insurance products?

Yes. Your $16 or $24 membership fee covers access to the magazine, discounts, and online resources. Insurance products like supplemental health insurance or auto insurance are separate and have their own costs. You don't have to buy any insurance to be an AARP member, and membership does not include insurance coverage.